Illinois Senior Health Plans
UNICARE's Plans for People with Medicare

 

With UNICARE's Medicare Standard supplement insurance plans you enjoy:

  • Direct access to any participating doctor, specialist or hospital
  • A choice of affordable plans designed to meet your individual needs
  • No waiting period for pre-existing conditions
  • Affordable coverage that's guaranteed renewable from year to year (insurer may change premiums only by class or state)
  • Toll-Free Customer Service Number
  • The security of a financially strong Standard & Poor's "A+" rated, A.M. Best** "A-" rated company
Choose the plan that Best Meets Your Needs
  A B C D F
Basic Benefits X X X X X
Skilled Nursing Coinsurance     X X X
Part A Deductible   X X X X
Part B Deductible     X   X
Part B Excess (100%)         X
Foreign Travel Emergency     X X X
At-Home Recovery       X  

NEW! 
Low Premium/ High Deductible Standard Plan F Senior PrimeChoiceSM
All the Benefits of Standard Plan F (after meeting annual deductible amounts) X
Lower Premiums X
Generic Prescription Drug Benefit X

Depending upon the insurance coverage you choose, you can avoid potentially costly gaps in Medicare coverage such as:
  • The Part A hospital deductible
  • The Part A hospital coinsurance
  • The Part B $110 deductible
  • The Part B coinsurance

Our newest plan, Senior PrimeChoice, combines all the benefits included in our Standard Plan F, our most popular Medicare Supplement plan, with a $1,730 annual deductible. In addition to a lower monthly premium, the plan also includes a valuable generic prescription drug benefit with no annual maximum. Prescription drugs are limited to those on our formulary, and are not subject to the $1,730 annual plan deductible.

With the Senior PrimeChoice plan, after Medicare has paid its portion of the covered services you receive, and once your out-of-pocket expenses have reached the required annual $1,730 plan deductible, we will cover any remaining deductibles, coinsurances and excess charges you incur for Medicare-covered services.

* Plans are intended for people age 65 or older, who are enrolled in both Parts A and B of Medicare.
** A.M. Best Company is an independent insurance industry analyst that bases its analysis on financial position and operating performance.

UNICARE is not connected with or endorsed by the U.S. Government or the federal Medicare program.  Medical coverage is provided by UNICARE Life & Health Insurance Company, a separately incorporated and capitalized subsidiary of WellPoint Health Networks Inc.

® registered mark of WellPoint Health Networks
2004 WellPoint Health Networks Inc.